If you're looking to buy or lease a vehicle, but you have a credit score lower than you'd hope for, we here at Napleton Kia of Urbana want you to know that it does not mean you cannot find financing for a set of wheels; not with us at least. Here in our Urbana, IL Kia showroom, our finance specialists are here to work with you, and help you get a car loan that works for your budget and credit history.

Our team works with many different lenders, many of which don't see credit as some black and white issue. Our goal is to find you a lender who considers you to be a good candidate for financing, and with that, can set you on the right track toward owning a new vehicle, and being able to make all the payments associated with it.


Factors Financing Depends On:

  • Current Monthly Income
  • Length of Time with Current Employer
  • Down Payment

The finance team here at Napleton Kia of Urbana has helped many different people with credit difficulties get behind the wheel of the car of their dreams. With us, you can start the process of financing and credit approval before you start shopping for a new Kia or used car. We have pre-approval here at the dealership, and our finance team is always here to discuss your many different options.

You can learn more by contacting us, by filling out our online form, or start the application for financing process right away online, too. We also welcome you in to our showroom, where our team would be happy to discuss your finance options, and all the vehicles we have to choose from!

Prefer to meet in person? Fill out the form below and a representative will contact you to set up a time to meet. You can also VISIT US.

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Napleton's Kia of Urbana

1111 Napleton Way
Directions Urbana, IL 61802

  • Sales: (217) 367-1222
  • Service: (217) 367-1222
  • Parts: (217) 367-1222

Sales Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday Closed